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Benefits Cooperative

Benefits Cooperative

Established in 2008, the ESC-20 Benefits Cooperative (ESC-20 BC) serves the Region 20 (San Antonio) and Region 13 (Austin) service areas, with a focus on providing comprehensive employee benefits and administration to school districts and charter schools. ESC-20 BC offers an extensive array of competitive supplemental benefits including dental, vision, accident, critical illness, disability, life insurance, and more, as well as essential financial planning tools like voluntary retirement plans, health savings accounts, and flexible spending accounts. The ESC-20 BC’s commitment to quality service and extensive product offerings makes it a competitive choice in regional employee benefits provision.

 Key Highlights

  • Competitive Premiums: The Cooperative creates a larger risk pool to generate competitive premiums. It is governed by members that oversee the proposal and selection process to save time and resources instead of going through an RFP process.
  • Broad Selection of Quality Products: The ESC-20 BC offers a complete package of supplemental benefits as well as medical plans through carriers such as BCBS, Cigna, and United Healthcare, along with added value for ACA support and retirement planning.
  • All Inclusive Service: The ESC-20 BC provides a dedicated account team to guide clients through the complexities of employee benefits by providing solutions for benefit consulting, billing reconciliation, online enrollment, and benefit education.

 Potential Cost Savings

Through its cooperative structure, the ESC-20 BC provides cost savings for its members via competitive benefit premiums, a broad selection of quality products from leading carriers, and an all-inclusive service that covers benefit consulting, online enrollment, and educational support. Governed by a committee of member groups, the cooperative enhances value through its large risk pool and efficient interlocal arrangements, bypassing the need for lengthy RFP processes.

 ESC-20 Contact